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5 Ways to Finance Your Masters in Clinical Psychology Degree

A Masters in Clinical Psychology is a very expensive investment. You have to look into all the available ways to pay for your education. New areas in the field of psychology have opened up in the last several years, offering a wide array of options in specialization for psychology students that were never available before. The job market for qualified psychologists, especially those in specialized fields of practice, is anticipated to grow rapidly. What your degree will cost depends on the school you enroll in and the program you choose. Most students don't have Careful research into all funding sources is a necessity. Here are five different ways to pay for your Masters in Clinical Psychology degree.

  1. Scholarships - A degree can be funded totally or partially by a scholarship. A scholarship is an effective way to pay for the Clinical Psychology Masters. Scholarships are very competitive, and there's no guarantee that you'll be awarded the funding. However it's not as difficult as some people claim, and the money is available if you search for it. Most funding sources are from colleges and universities that include the program of study in their coursework. Sources for scholarship money come from government and non-government sources, charities, and private foundations.
  2. Grants - Grants are available from private sources, as well as state and federal agencies. Some are available to minorities, women, or other specific groups of students. Students may be awarded grants based on financial need. Grants may also be awarded to students entering a Masters program if they've demonstrated academic excellence in their specialized field and want to earn a Master of Psychology. Funding may be awarded based on interest in specific areas of specialization. Find out about research projects or upcoming projects that you could be qualified to participate in. Contact professors in the department. They often know of sources for grants that aren't widely advertised by the university. Take the time to do your research and you can partially or entirely pay for your degree.
  3. Working While Attending School - With an undergraduate degree in psychology, you have options available while you're enrolled in your Masters in Clinical Psychology program. Among the career options are to pursue while going to school on a part-time basis, are careers in selling and sales, marketing, personnel, education and criminal justice. Graduates may work in careers which require them to use skills they obtained. If you plan to stay in school full-time, you may be able to work in some capacity at the school. Some schools hire students to work in an office or the campus library. You could earn a paycheck, but in some cases, your wages are applied toward tuition.
  4. Student Loans - This is the only option for some students. You can search for loans that have the best repayment terms. In some cases, when you agree to work for a medical facility for a specified period of time, an automatic repayment of your student loan is offered as part of the sign on package. The U.S. Department of Education website has all the information regarding Federal Student Aid. One of the best ways to pay for your college education with a loan is to search online for the lowest rates from a variety of different lenders before making a decision.
  5. Student Transfers - Transferring earned credits from a less expensive school is a good option. You can enroll and take most of your coursework at a community college, or begin your program for a Clinical Psychology Masters online. Credits in general education are considerably cheaper online. When you begin your Masters, you can transfer the earned credits. In addition to community or previous colleges, transfer credit could include credit for exams, military training, or work-related training. Every college has its own requirements about earned credits. The evaluation process varies considerably from one school to another. The admissions office at the college generally makes the determination about the credits it will accept.

These are just some of the options available to finance your Masters Degree. Careful planning in advance will ensure that you're able to pay for the program and embark on a rewarding career. Search all the possible options for funding before you enroll.

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